Greylock Power is an origination service connecting homeowners and HVAC contractors with community banks, credit unions, and mission lenders. One application, a clear comparison on rate, speed, and ease, and a complete handoff to the lender the homeowner chooses.
All numbers are fictitious and for illustration only. Greylock does not publish lender pricing. Actual options are generated per applicant, and every credit decision is made by the lender.
Community banks, credit unions, and mission lenders offer some of the best home improvement financing available. Most homeowners never see it. When a heating system fails, the replacement is sold within a day or two, and the financing that answers fastest wins the job. Today that usually means a national promo platform whose fee to the contractor can run twenty points or more, buried in the price of the project.
The better loan almost always exists nearby. It loses on distribution and speed, not on price. Greylock closes that gap: we bring the community lender's product to the point of sale, with the paperwork done and the comparison made plain.
A homeowner with excellent credit replacing a tired boiler on her own schedule and a family with bruised credit and no heat tonight need different money. Today the market hands both the same answer: one platform, one expensive product. Contractors don't want to become financing experts to fix that. They want a router.
Greylock carries the full shelf of low-cost capital and tracks what each product actually is: its rates, its funding timeline, its geography, and its credit box. That knowledge is the product. It's how a routed application lands with the lender most likely to say yes, at the best price that customer can get, on a timeline that matches the job. And nobody wades through a wall of choices: the homeowner sees the top three options at most, with term, APR, and monthly payment.
The homeowner or contractor completes one intake covering property, project, quote, and income.
With consent, a soft credit inquiry maps the file to participating lenders' criteria. No impact to credit score.
The top three options appear with term, APR, and monthly payment. The homeowner picks one.
The chosen lender makes its own credit decision on its own report. On approval, documents are signed electronically and funds move on the lender's schedule.
Prime, incremental consumer volume routed into your existing application. Your credit box, your decision, no fees to you.
FOR LENDERS →A financing answer at the kitchen table for every customer, from emergency replacements to planned conversions.
FOR CONTRACTORS →Free to you. See the options you qualify for and compare them plainly.
FOR HOMEOWNERS →Lenders, contractors, and partners: reach out directly. We respond fast.
will@greylockpower.com 413.281.6756